Homeowner Resources

Home Improvement Loan (CEE website) 

Burnsville residents can access low-rate, flexible loans for repairs, maintenance, or remodeling of single-family homes, 1–4 unit dwellings, condos, and townhomes. Income limits apply.

Loan amount: $5,000 - $50,000; closing costs apply
Term: 10 - 20 years
Interest rate: 3% (3.247% APR) 
Visit Center for Energy and Environment for more information and to apply. 

Senior Home Improvement Loan

For Burnsville residents 65 and older. Loan provided through the Center for Energy and Environment (CEE).

• Loan amount: $5,000 – $15,000
• Interest rate: 2%
• Repayment: Deferred for 30 years, or until the home is sold, title is transferred, or it’s no longer your primary residence
• Closing costs and income limits apply

Learn more or apply at Center for Energy for Environment or call 612-335-5884.

Code Cash Home Improvement Grant

Code Cash helps qualified residents fix minor property maintenance code violations. 

• 50% match grants, up to $2,000
• Must have received a City-issued property maintenance code violation
• Must also meet at least two of these:
  • Be of socio-economic disadvantage
  • Be a senior (65+) or have a disability
  • Violation poses a risk to life or safety

Apply for Code Cash grant.

HOA Financing

The City offers financing to help Homeowners Associations complete work in common areas. To see if your association qualifies, contact Beth Weber, economic development coordinator at beth.weber@burnsvillemn.gov or call 952-895-4454.

Fix Up Fund Home Improvement Loan

• Loan amounts: $2,000 – $75,000
• Terms: Up to 20 years
• Financing: Up to 100% of project costs
• No prepayment penalty
• Closing costs apply

Eligibility

• Must be owner-occupied, primary residence
• Most permanent home improvement projects qualify
• Subject to credit and program guidelines
• Properties cannot be in a Trust

Maximum household income: $172,100 or $152,000, depending on location. If one borrower’s income is below the limit, you may qualify using that income.

Learn more and apply at Center for Energy and Environment.

MHFA Unsecured Home Improvement Loan

• Not secured by a mortgage
• Loan amounts: $2,000 – $25,000
• Terms: 3 – 10 years
• Financing: Up to 100% of project costs
• No prepayment penalty
• Closing costs apply

Eligibility

• Owner-occupied, primary residence (1–4 units)
• Most permanent home improvement projects qualify
• Subject to credit and program guidelines
• Property cannot be held in a trust

Maximum household income: $172,100 or $152,000 (by location). If the household exceeds the limit but one borrower is below it, that borrower’s income may qualify.

Visit Center for Energy and Environment to learn more and apply.