Homeowner Resources

Icon of triangle with exclamation pointNow Available: Dakota Homeownership Preservation Program (DHPP)

If you're past due on your mortgage or other housing expenses, DHPP may be able to help. DHPP offers foreclosure prevention advising and limited financial assistance to those who qualify.

Learn more about the Dakota Homeownership Preservation Program

HomeWork Logo

Is it time to do a little work on your home? We have a variety of resources and financial assistance programs to help you get started.

Check out our newest programs!

*Home Improvement Loan (CEE website) 

These low-interest loans, administered through the Center for Energy and Environment (CEE), are available for 10-20 year terms for either hired contractor work or do-it-yourself materials for home improvements or remodeling, including most exterior or interior projects for your house, condo or townhome. Loan amounts from $20,000 to $50,000. Income limits apply. Apply for Burnsville home improvement loans through the CEE website. *The Home Improvement Loan is currently out of Burnsville-specific funds but we are actively looking for ways to make this available again in the future. We will update this page when funds are available.

Code Cash to help remedy cited code violations

Our exclusive Code Cash Home Improvement Grant is available to qualified residents to help remedy minor property code violations. These are 50% match grants, up to $2,000, to help those who have received a property maintenance code violation from the City and meet at least two additional qualifying factors:

  • be of socio-economic disadvantage
  • be a Senior (65+) or have a disability
  • received a maintenance code violation that is a risk to life/safety

If you've received a code violation for your home and meet the above qualifications, you can apply online for Code Cash.

Senior Appliance, Furniture and/or Electronics Removal

If you are a homeowner 65 years or older and have need for assistance in removing an appliance, furniture or electronics from your home, we can assist with cost and/or physical removal. Grants up to $300 per household are offered, as funds are available. Households may qualify every five years. Items may either be picked up curbside or removed from the home.

*Senior Deferred Loan 

*The Senior Deferred Loan program, for homeowners 65+, is currently out of funds but we are actively looking for ways to make this available again in the future. We will update this page when funds are available.

  1. More Financial Assistance
  2. Maintenance Assistance

Statewide Home Improvement Loans

The Minnesota Center for Energy and Environment offer a variety of loans to finance your home remodeling, repair or update projects. (Additional loan vendors available for some of these programs through the Minnesota Housing website.)

Housing Rental Assistance

Since 1975, the Dakota County Community Development Agency (CDA) has been dedicated to providing local, state and federal rental assistance programs to residents of Dakota County. These rental assistance programs bring together participants and private market property owners to provide affordable housing options for low-and modest-income households.

First-Time Homebuyer and Homebuyer Education Programs

Since 1983, the Dakota County Community Development Agency (CDA) has helped more than 5,000 Dakota County residents purchase their first homes. For more information on down payment & closing cost assistance, interest rates, and more, check out the First Time Homebuyer Program. Potential homebuyers can also educate themselves on the unknowns of homeownership by participating in the CDA’s Homebuyer Education Workshops.

Home Improvement Loan

The Dakota County Community Development Agency’s Home Improvement Loan Program assists low- and moderate-income homeowners with making repairs and improvements to their homes. 

Homeowner Building Workshop Credit

Burnsville’s Building and Proactive Inspections divisions offer workshops providing tips, ticks and information to help set expectations about home renovation projects. Those who attend are eligible for a $25 discount on their next building permit. Workshops are held in the spring and fall. 

Watch for details on our fall workshop.

Mortgage Foreclosure Program

The Dakota County Community Development Agency offers a free Mortgage Foreclosure Advisory Program for homeowners having difficulty making their mortgage payment. Applicants must be residents of Dakota County.

Septic System Program

The Dakota County Community Development Agency offers a septic system tax assessment loan program to ease the financial burden to homeowners who are upgrading a failing septic system.

Weatherization & Energy Efficiency Programs

The Weatherization Assistance Program and Energy Assistance Program are administered, in part, by the Scott-Carver-Dakota Community Action Partnership.

Burnsville residents also receive a discount on Energy Saver and Energy Planner visits from the Home Energy Squad, offered through the Center for Energy and Environment. You can also check with your electric or natural gas provider. Dakota Electric Association, Xcel Energy, CenterPoint Energy, and Minnesota Valley Electric Cooperative offer energy savings programs and rebates on energy efficient equipment. 

Financing for Homeowners Associations

The City offers a financing program for Homeowners Associations to complete work in common areas. Want to see if your association qualifies? Learn more and get started or reach out to Regina Dean at 952-895-4453. 

Raingardens and Landscaping

Landscaping for Clean Water workshops provide residents the opportunity to learn more about native plantings which are a low maintenance landscaping option. The Neighborhood Water Resources Grant provides funding opportunities for landscaping projects that benefit local water quality, which includes raingardens, shorelines restorations and native plantings. Burnsville also offers an annual native plant sale and tree sale

Water Conservation Programs

Burnsville residents can receive a credit on their water bill of up to $200 through the City's Smart Irrigation Controller Water Bill Credit by purchasing and installing a smart irrigation controller. Smart irrigation controllers may continue to save you money by reducing water use.

Sign up for the WaterSmart portal to view your water use, get leak alerts, compare your water use to others.