Now Available: Dakota Homeownership Preservation Program (DHPP)
If you're past due on your mortgage or other housing expenses, DHPP may be able to help. DHPP offers foreclosure prevention advising and limited financial assistance to those who qualify.
Is it time to do a little work on your home? We have a variety of resources and financial assistance programs to help you get started.
Check out our newest programs!
These low-interest loans are available for 10-20 year terms for either hired contractor work or do-it-yourself materials for home improvements or remodeling, including most exterior or interior projects for your house, condo or townhome. Loan amounts from $20,000 to $50,000. Income limits apply.
If you are 65+ and looking to make exterior, interior, maintenance or remodeling improvements on your house, condo or townhome, this low-interest loan is deferred for 30 years or when the borrower sells, transfers title, or if the home is no longer the primary residence of the original borrower. Loan amounts from $10,000 to $15,000.
Code Cash (coming soon)
Our exclusive Code Cash Home Improvement Grant is available to qualified residents to help remedy minor property code violations. These are 50% match grants, up to $2,000, to help those who have received a property maintenance code violation and meet at least two of the qualifying factors:
- be of socio-economic disadvantage
- be a Senior (65+) or have a disability
- received a maintenance code violation that is a risk to life/safety
Statewide Home Improvement Loans
The Minnesota Center for Energy and Environment offer a variety of loans to finance your home remodeling, repair or update projects. (Additional loan vendors available for some of these programs through the Minnesota Housing website.
- CEE Home Improvement Loan - no income limits
- Fix Up Fund Home Improvement Loan - income limits apply
- Unsecured Home Improvement Loan - not tied to a mortgage on the property
Housing Rental Assistance
Since 1975, the Dakota County Community Development Agency (CDA) has been dedicated to providing local, state and federal rental assistance programs to residents of Dakota County. These rental assistance programs bring together participants and private market property owners to provide affordable housing options for low-and modest-income households.
First-Time Homebuyer and Homebuyer Education Programs
Since 1983, the Dakota County Community Development Agency (CDA) has helped more than 5,000 Dakota County residents purchase their first homes. For more information on down payment & closing cost assistance, interest rates, and more, check out the First Time Homebuyer Program. Potential homebuyers can also educate themselves on the unknowns of homeownership by participating in the CDA’s Homebuyer Education Workshops.
Home Improvement Loan
The Dakota County Community Development Agency’s Home Improvement Loan Program assists low- and moderate-income homeowners with making repairs and improvements to their homes.
Homeowner Building Workshop Credit
Burnsville’s Building and Proactive Inspections divisions offer workshops providing tips, ticks and information to help set expectations about home renovation projects. Those who attend are eligible for a $25 discount on their next building permit. Workshops are held in the spring and fall.
Mortgage Foreclosure Program
The Dakota County Community Development Agency offers a free Mortgage Foreclosure Advisory Program for homeowners having difficulty making their mortgage payment. Applicants must be residents of Dakota County.
Septic System Program
The Dakota County Community Development Agency offers a septic system tax assessment loan program to ease the financial burden to homeowners who are upgrading a failing septic system.
Weatherization & Energy Efficiency Program
The Weatherization Assistance Program and Energy Assistance Program are administered, in part, by the Scott-Carver-Dakota Community Action Partnership.
Financing for Homeowners Associations
DARTS volunteers and staff can assist seniors with home services such as outdoor chores, home repairs and light housekeeping. DARTS also provides transportation and caregiver support.
Grace United Methodist Church
Grace United Methodist Church has parishioners interested in assisting homeowners in need with minor repairs and landscaping. For more information or to request assistance email Wayne Trainor or call 952-201-4043.
Habitat for Humanity
Habitat for Humanity works to bring affordable housing to Twin Cities area communities and the families that live in them. They build, repair and sell homes to families with an affordable mortgage while connecting them to the community through our neighborhood revitalization projects.
Habitat for Humanity | A Brush of Kindness
This program makes it easier for veterans and current service members to receive home repairs. This includes exterior painting, health and safety repairs, home modifications for aging in place, and more. They must have lived in their home for at least one year, instead of the two-year requirement for other homeowners.
Habitat for Humanity ReStore Program
Twin Cities Habitat for Humanity ReStore home improvement outlets are open to the public, and sales generated from the stores support the local Habitat for Humanity affiliate. Inventory includes donated cabinets, appliances, furniture, windows, doors, lighting, tools, and more.
Hearts & Hammers - Twin Cities, Inc.
Hearts & Hammers is a private non-profit organization that provides exterior painting and home improvement assistance for senior and physically disabled homeowners. Assistance is provided at no cost and is completed during Program Day events in May and September.
On the first weekend in August, Metro Paint-A-Thon rallies volunteer teams from corporations, congregations, and civic groups to paint the homes of low-income seniors and people with disabilities.
Raingardens and Landscaping
Landscaping for Clean Water workshops provide residents the opportunity to learn more about native plantings which are a low maintenance landscaping option. The Neighborhood Water Resources Grant provides funding opportunities for landscaping projects that benefit local water quality, which includes raingardens, shorelines restorations and native plantings.